NBT Home Loans <br/> A Division of NBT Realty Serv
(650) 678-0571

Recent Articles

post image

You’re Not Just Buying a Home—You’re Locking in a Financial Advantage

Why Buying with higher rates is better than renting?

Published on 04/23/2026

post image

HELOC vs. Cash-Out Refinance: It’s Not About the Product—It’s About the Timing

HELOC vs. Cash Out Refinance - Do you want to know which works

Published on 04/20/2026

post image

Your Equity Is Doing Nothing — Here’s How Smart Homeowners Use It

Find out about smart moves you can do with the equity built in your house.

Published on 04/01/2026

post image

Where an ARM (Adjustable-Rate Mortgage) May Be a Smarter Move

Find out when an ARM mortgage might be better than Fixed Rate Mortgage

Published on 03/05/2026

post image

Is Refinancing Your Mortgage the Right Move?

Find out if refinancing is right for you.

Published on 02/27/2026

post image

Housing Affordability in 2026: Why Rates Are not the Only Factor

Learn about home affordability factors with examples nationwide.

Published on 02/20/2026

post image

Refinancing Isn’t Just About the Rate — It’s About Your Options

Learn what options refinancing makes available to you.

Published on 01/28/2026

post image

Assessing Rent vs. Buy: Smart Choices for Burlingame Homebuyers

Struggling to decide between renting and buying? Discover key insights that can help you overcome uncertainties and make the best choice for your future.

Published on 01/23/2026

post image

BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You

Find out what this rate drop means to you for buying a new home.

Published on 01/19/2026