Contact Claire Haggarty

(650) 678-0571
  • NBT Home Loans <br/> A Division of NBT Realty Serv slide #1
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Become a HomeownerGet pre-qualified for your new home.

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Refinance your MortgageSave hundreds on your monthly payments

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Whether you are a borrower or a Realtor® with a client who needs a home loan, the home loan process should be a positive experience. You deserve the benefits of an independent licensed mortgage broker who will:

  • Communicate Clearly
  • Respond quickly to your questions and needs
  • Follow through on all details
  • Has expert knowledege
  • Is Trustworthy and Honest 

With 40 + years of industry experience, I’ll provide you with the honest advice and personal service you deserve along with the ease of state of the art electronic support.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate some of your different financing options by using our interactive calculators and going over various mortgage scenarios. However, other options not displayed in the on-line calculator may actually be better for you - such as our lender paid alterntive to traditional MI for some loans. Call me to find out what is best for you and your goals.

 

Recent Articles

Nov
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
Nov
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
Nov
06
2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...
Oct
29
2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...

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